GRAND HERITAGE Credit Union Profile

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GRAND HERITAGE

Charter #10666 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (219) 324-5220

Fax: (219) 324-5814

Founding Date: N/A

Website: http://www.ghfcu.com

Personnel & Operations

President: HEEG, RONALD

Manager: HESTERS, JERI

FT Employees: 5

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: 9-5 M-F

Credit Union Profile Summary

GRAND HERITAGE is a FCU Credit Union. With a total of 2,118 members [1], this institution manages approximately $20,557,995 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.52% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -24.24% [1].

Financial Snapshot

Total Assets [1]
$20,557,995

Total economic resources.

Total Loans [1]
$11,474,262

Total value of outstanding loans.

Total Deposits [1]
$18,646,821

Total funds deposited by members.

Members [1]
2,118

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.52%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.35%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
61.53%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-5.77%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-24.24%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.68%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

201 KOOMLER DR

LAPORTE, IN, 46350-2576

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by GRAND HERITAGE (Charter #10666).

Main Office

Grand Heritage Federal Credit Union Main Office

Type: Corporate Office

201 Koomler Dr

Laporte, IN 46350-2576

Phone: (219) 324-5220

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

La Porte

Laporte Community Federal Credit Union

Type: Branch Office

1304 Jefferson Ave

La Porte, IN 46350

Phone: (219) 326-8050

Services: None specified

Open in Directions

Michigan City

Laporte Community Federal Credit Union

Type: Branch Office

1315 Southwind Dr

Michigan City, IN 46360

Phone: (219) 879-1920

Services: None specified

Open in Directions