U-1ST COMMUNITY Credit Union Profile

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U-1ST COMMUNITY

Charter #10580 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (575) 887-1785

Fax: (575) 887-7220

Founding Date: N/A

Website: http://www.u1stcommfcu.net

Personnel & Operations

President: Jarvis, Van

Manager: QUINONEZ, THERESA

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Lobby: Monday-Friday 9:00 AM to 5:30 PM D

Credit Union Profile Summary

U-1ST COMMUNITY is a FCU Credit Union. With a total of 861 members [1], this institution manages approximately $9,829,085 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.17% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.18% [1].

Financial Snapshot

Total Assets [1]
$9,829,085

Total economic resources.

Total Loans [1]
$6,023,869

Total value of outstanding loans.

Total Deposits [1]
$8,410,275

Total funds deposited by members.

Members [1]
861

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.17%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.74%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
71.63%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.07%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.18%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.27%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

601 N Canal St

Carlsbad, NM, 88220-5805
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by U-1ST COMMUNITY (Charter #10580).

Main Office

Main Office Main Office

Type: Corporate Office

601 N Canal St

Carlsbad, NM 88220-5805

Phone: (575) 887-1785

Services: Member Services

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Additional Branches

Carlsbad

MAIN OFFICE

Type: Corporate Office

601 N Canal St

Carlsbad, NM 88220-5805

Phone: (575) 887-1785

Services: None specified

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