ALDERSON FCI Credit Union Profile

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ALDERSON FCI

Charter #10520 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 445-3300

Fax: (304) 445-3363

Founding Date: N/A

Personnel & Operations

President: Harvey, Thomas

Manager: Browning, Carolyn

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 24

Branches: 2

Hours: Tues 8-4

Credit Union Profile Summary

ALDERSON FCI is a FCU Credit Union. With a total of 687 members [1], this institution manages approximately $8,500,868 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 23.7% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.24% [1].

Financial Snapshot

Total Assets [1]
$8,500,868

Total economic resources.

Total Loans [1]
$5,413,438

Total value of outstanding loans.

Total Deposits [1]
$6,442,443

Total funds deposited by members.

Members [1]
687

Number of active members.

Performance Ratios

Net Worth Ratio [1]
23.7%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.99%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
84.03%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.88%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.24%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -10.20%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

PO Box A, Federal Prison Camp

Alderson, WV, 24910-0990
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by ALDERSON FCI (Charter #10520).

Main Office

Main Office Main Office

Type: Corporate Office

PO Box A

Federal Prison Camp

Alderson, WV 24910-0990

Phone: (304) 445-3300

Services: Member Services

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Additional Branches

Beaver

Branch

Type: Branch Office

1600 Industrial Park Rd

Beaver, WV 25813-9529

Phone: (304) 252-9758

Services: Member Services

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