CAPITAL EDUCATORS Credit Union Profile

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CAPITAL EDUCATORS

Charter #1040 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (208) 884-0150

Fax: (208) 855-4666

Founding Date: N/A

Website: http://www.capedcu.com

Personnel & Operations

President: Olic-Hamilton, Barbara

Manager: Lindley, Ray

FT Employees: 280

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 10.29%

Membership Type: 34

Branches: 11

Hours: ADMIN OFFICE HOURS 8:30-5:30 PM M-F

Credit Union Profile Summary

CAPITAL EDUCATORS is a FCU Credit Union. With a total of 102,226 members [1], this institution manages approximately $1,511,484,229 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.57% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.44% [1].

Financial Snapshot

Total Assets [1]
$1,511,484,229

Total economic resources.

Total Loans [1]
$1,191,735,050

Total value of outstanding loans.

Total Deposits [1]
$1,138,330,498

Total funds deposited by members.

Members [1]
102,226

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.57%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.64%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
104.69%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-5.34%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-6.44%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-7.69%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

275 S STRATFORD DR

MERIDIAN, ID, 83642-6289

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 12 branches reported by CAPITAL EDUCATORS (Charter #1040).

Main Office

Meridian Branch Main Office

Type: Corporate Office

275 S Stratford Dr

Meridian, ID 83642-6289

Phone: (208) 884-0150

Services: None specified

Open in Directions

Additional Branches

Boise

McMillan Branch

Type: Branch Office

12195 W McMillan Rd

Boise, ID 83713-2475

Phone: (208) 884-0150

Services: Member Services, ATM, Drive-Thru

Open in Directions

Parkcenter Branch

Type: Branch Office

500 E Highland St

Boise, ID 83706-6517

Phone: (208) 884-0150

Services: Member Services, ATM, Drive-Thru

Open in Directions

Thunderbolt Branch

Type: Branch Office

7450 W Thunderbolt Dr

Boise, ID 83709-0701

Phone: (208) 884-0150

Services: Member Services, ATM, Drive-Thru

Open in Directions

Eagle

Eagle

Type: Branch Office

80 E Riverside Dr

Eagle, ID 83616

Phone: (208) 884-0150

Services: Member Services, ATM, Drive-Thru

Open in Directions

Kuna

Kuna Branch

Type: Branch Office

1550 N Meridian Rd

Kuna, ID 83634

Phone: (208) 884-0150

Services: Member Services, ATM, Drive-Thru

Open in Directions

Meridian

Linder Member Convenience Center

Type: Branch Office

4853 N Linder Rd

Meridian, ID 83646

Phone: (208) 884-0150

Services: Member Services, ATM, Drive-Thru

Open in Directions

Meridian Ops Center

Type: Corporate Office

111 S Stratford Dr

Meridian, ID 83642

Phone: (208) 884-0150

Services: None specified

Open in Directions

South Meridian

Type: Branch Office

1650 S Meridian Rd

Meridian, ID 83642

Phone: (208) 884-0150

Services: Member Services, ATM, Drive-Thru

Open in Directions

Nampa

Nampa Branch

Type: Branch Office

16275 N Marketplace Blvd

Nampa, ID 83687-5141

Phone: (208) 884-0150

Services: Member Services, ATM, Drive-Thru

Open in Directions

South Nampa

Type: Branch Office

1023 12th Ave Rd

Nampa, ID 83686-6109

Phone: (208) 884-0150

Services: Member Services, ATM, Drive-Thru

Open in Directions

Twin Falls

Twin Falls

Type: Branch Office

123 Cheney Dr W

Twin Falls, ID 83301

Phone: (208) 884-0150

Services: Member Services, ATM, Drive-Thru

Open in Directions