1ST LIBERTY Credit Union Profile

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1ST LIBERTY

Charter #10375 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (406) 761-8300

Fax: (406) 761-8305

Founding Date: N/A

Website: http://www.1stliberty.org

Personnel & Operations

President: Sylva, Ken

Manager: Grooms, Steven

FT Employees: 52

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 35

Branches: 7

Hours: Office 9:00AM to 5:00PMDrive-up 8:00AM to

Credit Union Profile Summary

1ST LIBERTY is a FCU Credit Union. With a total of 14,690 members [1], this institution manages approximately $211,063,671 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.48% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.53% [1].

Financial Snapshot

Total Assets [1]
$211,063,671

Total economic resources.

Total Loans [1]
$83,845,308

Total value of outstanding loans.

Total Deposits [1]
$181,133,625

Total funds deposited by members.

Members [1]
14,690

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.48%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.55%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
46.29%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-3.53%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6200 3rd Ave N

Great Falls, MT, 59405-1528

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by 1ST LIBERTY (Charter #10375).

Main Office

Robert H Scott Branch Main Office

Type: Corporate Office

6200 3rd Ave N

Great Falls, MT 59405-1528

Phone: (406) 761-8300

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Conrad

Conrad

Type: Branch Office

202 S Main St

Conrad, MT 59425-2014

Phone: (406) 278-3020

Services: Member Services, ATM, Drive-Thru

Open in Directions

Cut Bank

Cut Bank

Type: Branch Office

310 W Main St

Cut Bank, MT 59427-2831

Phone: (406) 873-2213

Services: Member Services, ATM, Drive-Thru

Open in Directions

Great Falls

10th Avenue South Branch

Type: Branch Office

505 10th Ave S

Great Falls, MT 59405-4046

Phone: (406) 761-8300

Services: Member Services, ATM, Drive-Thru

Open in Directions

Riverview Branch

Type: Branch Office

401 Smelter Ave NE

Great Falls, MT 59404-1927

Phone: (406) 761-8300

Services: Member Services, ATM, Drive-Thru

Open in Directions

Shelby

Shelby Branch

Type: Branch Office

121 1st Ave SE

Shelby, MT 59474

Phone: (406) 434-2848

Services: Member Services, Drive-Thru

Open in Directions