COCONINO Credit Union Profile

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COCONINO

Charter #10335 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (928) 913-8100

Fax: (928) 913-8139

Founding Date: N/A

Website: https://www.coconinofcu.org

Personnel & Operations

President: Winikka, John

Manager: Harris, Jennifer

FT Employees: 26

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: M - F 8:30 to 5:00

Credit Union Profile Summary

COCONINO is a FCU Credit Union. With a total of 9,741 members [1], this institution manages approximately $122,260,125 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.03% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.40% [1].

Financial Snapshot

Total Assets [1]
$122,260,125

Total economic resources.

Total Loans [1]
$59,550,788

Total value of outstanding loans.

Total Deposits [1]
$108,460,045

Total funds deposited by members.

Members [1]
9,741

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.03%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
54.91%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.58%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.40%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.37%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2800 S Woodlands Village Blvd

Flagstaff, AZ, 86001
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by COCONINO (Charter #10335).

Main Office

Woodlands Main Office

Type: Corporate Office

2800 S Woodlands Village Blvd

Flagstaff, AZ 86001

Phone: (928) 913-8100

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Flagstaff

East Flagstaff

Type: Branch Office

2520 N 4th St

Flagstaff, AZ 86004-3718

Phone: (928) 714-2242

Services: Member Services, ATM, Drive-Thru

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Page

Page Branch

Type: Branch Office

112 6th Ave Ste 2

Page, AZ 86040

Phone: (928) 645-2035

Services: Member Services, ATM

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