THE FOCUS Credit Union Profile

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THE FOCUS

Charter #10283 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (405) 230-1328

Fax: (405) 488-2818

Founding Date: N/A

Website: http://www.focusok.com

Personnel & Operations

President: Ronck, Steve

Manager: Roush, Kyle

FT Employees: 51

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 6

Hours: Office Hours 8:30-5:00 Mon-Fri Drive Thr

Credit Union Profile Summary

THE FOCUS is a FCU Credit Union. With a total of 12,480 members [1], this institution manages approximately $162,915,508 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.87% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.64% [1].

Financial Snapshot

Total Assets [1]
$162,915,508

Total economic resources.

Total Loans [1]
$129,992,949

Total value of outstanding loans.

Total Deposits [1]
$145,602,084

Total funds deposited by members.

Members [1]
12,480

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.87%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.09%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
89.28%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 4.64%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.16%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

420 NE 10th St

Oklahoma City, OK, 73104
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by THE FOCUS (Charter #10283).

Main Office

Main Branch Main Office

Type: Corporate Office

420 NE 10th St

Oklahoma City, OK 73104

Phone: (405) 230-1328

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Chickasha

Chickasha Branch

Type: Branch Office

1804 S 1st St

Chickasha, OK 73018-6011

Phone: (405) 222-0012

Services: Member Services, ATM, Drive-Thru

Open in Directions

Newcastle

Tri City Branch

Type: Branch Office

1097 NW 32nd Street

Newcastle, OK 73065

Phone: (405) 230-1328

Services: Member Services, ATM, Drive-Thru

Open in Directions

Oklahoma City

Northwest Branch

Type: Branch Office

13325 N MacArthur Blvd Ste 1

Oklahoma City, OK 73142-3091

Phone: (405) 230-1328

Services: Member Services, Drive-Thru

Open in Directions