SENTINEL Credit Union Profile

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SENTINEL

Charter #10257 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (605) 923-1405

Fax: (605) 923-3960

Founding Date: N/A

Website: HTTP://WWW.SENTINELFCU.ORG

Personnel & Operations

President: Ramp, James

Manager: Voorhees, Dorothy

FT Employees: 52

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 8

Hours: 9 A.M - 5 P.M MOUNTAIN TIME

Credit Union Profile Summary

SENTINEL is a FCU Credit Union. With a total of 9,721 members [1], this institution manages approximately $190,092,092 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.64% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.75% [1].

Financial Snapshot

Total Assets [1]
$190,092,092

Total economic resources.

Total Loans [1]
$111,594,506

Total value of outstanding loans.

Total Deposits [1]
$168,137,355

Total funds deposited by members.

Members [1]
9,721

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.64%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.24%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
66.37%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 14.53%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 6.75%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.12%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2723 LEMAY BLVD

ELLSWORTH AFB, SD, 57706
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 7 branches reported by SENTINEL (Charter #10257).

Main Office

Main Main Office

Type: Corporate Office

2723 LeMay Blvd

Ellsworth Afb, SD 57706

Phone: (605) 923-1405

Services: Member Services

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Additional Branches

Box Elder

Radar Hill Branch

Type: Branch Office

22752 Mule Deer Trl

Box Elder, SD 57719-9456

Phone: (605) 923-1405

Services: Member Services, ATM, Drive-Thru

Open in Directions

Custer

Custer Office

Type: Branch Office

18 Mount Rushmore Rd

Custer, SD 57730

Phone: (605) 673-4416

Services: Member Services, ATM, Drive-Thru

Open in Directions

Hill City

Hill CIty Office

Type: Branch Office

553 E Main St

Hill City, SD 57745

Phone: (605) 574-9596

Services: Member Services

Open in Directions

Rapid City

Haines

Type: Branch Office

1430 Haines Ave Ste 101

Rapid City, SD 57701-0612

Phone: (605) 923-1405

Services: Member Services, ATM, Drive-Thru

Open in Directions

Triple Crown

Type: Branch Office

4011 Triple Crown Dr

Rapid City, SD 57701-2098

Phone: (605) 923-1405

Services: Member Services, ATM, Drive-Thru

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Winner

Winner

Type: Branch Office

511 E 2nd St

Winner, SD 57580-2052

Phone: (605) 842-3581

Services: Member Services, Drive-Thru

Open in Directions