SOUTH CAROLINA Credit Union Profile

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SOUTH CAROLINA

Charter #1022 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (843) 797-8300

Fax: (843) 569-6389

Founding Date: N/A

Website: http://www.scfederal.org

Personnel & Operations

President: Brown, Kelvin

Manager: Woods, Scott

FT Employees: 544

PT Employees: 20

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 34

Hours: M-F 9:00 AM TO 5:30 PM

Credit Union Profile Summary

SOUTH CAROLINA is a FCU Credit Union. With a total of 155,154 members ^[1], this institution manages approximately $2,513,714,687 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.84% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.85% ^[1].

Financial Snapshot

Total Assets ^[1]

$2,513,714,687

Total economic resources.

Total Loans ^[1]

$1,938,418,410

Total value of outstanding loans.

Total Deposits ^[1]

$2,003,176,660

Total funds deposited by members.

Members ^[1]

155,154

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

12.84%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.66%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

96.77%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -1.15%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -0.85%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -11.19%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2175 CREDIT UNION LN

NORTH CHARLESTO, SC, 29406-4915

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 29 branches reported by SOUTH CAROLINA (Charter #1022).

Main Office

Rivers Ave #1 Main Office

Type: Corporate Office

2175 Credit Union Ln

North Charleston, SC 29406-4915

Phone: (843) 797-8300

Services: Member Services

SOUTH CAROLINA Credit Union Profile

SOUTH CAROLINA

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Rivers Ave #1 Main Office

Additional Branches

Charleston

Columbia

Florence

Georgetown

Goose Creek

Greenville

Lexington

Mauldin

Moncks Corner

Mount Pleasant

Mt Pleasant

North Charleston

Simpsonville

Spartanburg

Summerville

West Columbia