HEART OF LOUISIANA Credit Union Profile

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HEART OF LOUISIANA

Charter #10164 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (318) 619-1900

Fax: (318) 449-5519

Founding Date: N/A

Website: http://www.heartcu.org

Personnel & Operations

President: Taylor, Michael

Manager: Beauregard, Cynthia

FT Employees: 47

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 4

Hours: MONDAY - THURSDAY 9 A.M. - 4 P.M. FRIDAY 9

Credit Union Profile Summary

HEART OF LOUISIANA is a FCU Credit Union. With a total of 16,605 members [1], this institution manages approximately $139,867,556 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.42% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.90% [1].

Financial Snapshot

Total Assets [1]
$139,867,556

Total economic resources.

Total Loans [1]
$73,861,362

Total value of outstanding loans.

Total Deposits [1]
$117,482,798

Total funds deposited by members.

Members [1]
16,605

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.42%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.77%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
62.87%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.11%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.90%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.97%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

303 EDGEWOOD DR

PINEVILLE, LA, 71360-5444
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by HEART OF LOUISIANA (Charter #10164).

Main Office

Corporate Office Main Office

Type: Corporate Office

303 Edgewood Dr

Pineville, LA 71360-5444

Phone: (318) 619-1900

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Alexandria

Coliseum

Type: Branch Office

4407 Coliseum Blvd

Alexandria, LA 71303

Phone: (318) 619-1900

Services: Member Services, ATM, Drive-Thru

Open in Directions

Commerce

Type: Branch Office

3616 Commerce St

Alexandria, LA 71302

Phone: (318) 619-1900

Services: Member Services, ATM, Drive-Thru

Open in Directions