TRUCHOICE Credit Union Profile

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TRUCHOICE

Charter #10100 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (207) 772-0808

Fax: (207) 772-8683

Founding Date: N/A

Website: http://WWW.TRUFCU.COM

Personnel & Operations

President: Winschel, Joseph

Manager: ACKER, KENNETH

FT Employees: 52

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 3

Hours: 7-5:15 M-F

Credit Union Profile Summary

TRUCHOICE is a FCU Credit Union. With a total of 12,716 members [1], this institution manages approximately $249,082,697 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.6% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.94% [1].

Financial Snapshot

Total Assets [1]
$249,082,697

Total economic resources.

Total Loans [1]
$203,875,453

Total value of outstanding loans.

Total Deposits [1]
$225,950,420

Total funds deposited by members.

Members [1]
12,716

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.6%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.89%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
90.23%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.52%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.94%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.02%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

332 CUMMINGS RD

SOUTH PORTLAND, ME, 04106
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by TRUCHOICE (Charter #10100).

Main Office

Operations Center Main Office

Type: Corporate Office

332 Cummings Rd

South Portland, ME 04106

Phone: (207) 772-0808

Services: None specified

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Additional Branches

Biddeford

Biddeford Branch

Type: Branch Office

6 Barra Rd

Biddeford, ME 04005-9459

Phone: (207) 772-0808

Services: Member Services, ATM, Drive-Thru

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Buxton

BUXTON BRANCH

Type: Branch Office

779 NARRAGANSETT TRL

Buxton, ME 04093

Phone: (207) 929-6000

Services: Member Services, ATM, Drive-Thru

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Portland

PARK AVE BRANCH

Type: Branch Office

272 PARK AVE

Portland, ME 04102-2912

Phone: (207) 772-0808

Services: Member Services, ATM, Drive-Thru

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